Debts are never good news as they can leave you in the monetary negative for life, bring down your standard of living, and even lead to health issues. However, we all end up falling for loans despite knowing that they can be avoided. While some do it to enjoy the luxuries of life, others do it to make ends meet. No matter what the case, it is very important that you know what you are getting into. Although all debts are bad, there are some that are more dangerous than others. From an excessively high rate of interest to various enticing offers, that makes you spend more than you can afford. Since they can wreak havoc on your financial stability, there are some types of loans that you should avoid: 1. Payday loans Payday loans are the foremost loans to avoid as they are very expensive. On the outside, they may appear as a resource that could help you during the last days of the month, before your payment is credited. They are aggressively advertised and placed as the most easily available loans for the people in need. However, in reality, payday loans can impose some really substantial and unnecessary interests that can put you under an enormous amount of debt that you cannot comfortably pay.

The wave of the future is reading a book, putting on your makeup, even sleeping while you sit in the driver’s seat of your car. This was a laughed at wish for many years and now we’ve come to a time where these wishes don’t seem so far-fetched. Self-driving technology has arrived in the automotive industry. Giving a car the ability to sense its environment and move safely with little or no human input is soon expected to be an option in some cars. There are a few cars that promote this technology that are considered the best of their breeds: 1. Voyage – Robo taxi service is in full effect Voyage has already perfected its self-driving capabilities; they have a self-driving car that is currently on the road in San Francisco, CA. This particular vehicle has a top speed of 25MPH. The software is designed to know exactly where pedestrians and other vehicles are at all times. This safety measure along with its computer vision will deliver superhuman self-driving technology. 2. Waymo – Builder drivers not cars The Waymo technology touts the most experienced driver credentials since it has millions of miles driven under its belt. This experience has provided incredible amounts of data that can be used by research and development to further the advancement of autonomous driving.

Hatchbacks come from the word ‘hatch’ and ‘back’, which indicates the large hatch at the back that allows an easy way into the storage space. Listed below are some of the top hatchbacks that are purchased in North America: 1. The Hyundai Veloster Priced at $19,385, it gives a fuel economy of 27 mpg in the city and 34 mpg on the highway. The cargo space increases once the seats are up to 19.9 cubic feet. It has an adventurous design. While it has been redesigned, it has kept its asymmetric doors intact. The driver’s side has a single door while the passenger side has two doors, and the rare handle is hidden in the trim. While the car has an only manual transmission, it features a powerful 201-hp turbo engine, a B&M short shifter, and 18-inch wheels with Michelin Pilot sport tires. It also features a 2.0-liter engine with multilink rear suspension and automatic emergency braking. 2. The Mini Cooper This Hardtop 2-Door is priced at $22,750 and gives a fuel economy of 28 mpg in the city and 38 mpg on the highway. The rear cargo has 8.7 cubic feet of space. You can buy a Mini Cooper if you like the interior toggle switches, the goggle-eyed styling, and the quirky aspects such as the multicolor LED band wraps around the center display which changes color.

SUVs earned their family-friendly nature from their passenger space, cargo capacity, and most important, safety. Despite having a credible safety record, some SUVs are way beyond our imagination. The following SUVs are certified by both National Highway Traffic Safety Administration and Insurance Institute for Highway Safety and carry an impeccable safety tag: 1. Mazda CX-30 Mazda CX-30 is a nice-looking car; it has a classy body, smooth finishing, and streamlined shape. Driving CX-30 is like being carried away by a colorful machine that is smooth on the road, appealing to passersby, and comfortable to passengers. Nevertheless, it’s fun philosophy trickles down to high-end safety features the SUV comes with. The car is very practical with its all-wheel drive train capabilities, especially on icy roads. It does not skid on a slippery road, thanks to non skid tires. On top of this, it has a welcoming price tag which means you can buy this vehicle without going for a car loan. 2. Hyundai Palisade Hyundai Palisade employs some unique styling features to make the car stand out. This car has a smooth engine characterized by a tranquil on-road demeanor. Its top-tier trims copy an upscale feature in luxury cars, the genesis of its clean safety record.

Compact cars are trendy in 2021, and for good reason. Compact cars are zippy and quick. For folks that live in urban and suburban areas, compact cars can be extremely efficient. These cars are generally smaller than most cars making them easy to maneuver around tight parking spaces and crowded city streets. Parallel parking is almost a non-issue with compact cars. The main requirement for a compact car is the length requirement. In order to be considered a compact car, the car must be between 161 and 187 inches long. It should also have 100-109 cubic feet of passenger space. Here are the best compact cars in 2021: 1. Honda Civic The Honda Civic comes in at a respectable $22,245 for the base model. The gas mileage for the Civic comes in at 32 mpg in the city and 42 mpg on the highway. It’s on the high end of the compact car spectrum, length-wise, coming in between 177 inches and 182 inches. The gas mileage for the Civic is absolutely stellar getting 32 mpg in the city and 42 mpg on the highway. The dash comes with a touchscreen for navigation and entertainment and two USB ports. 2. Toyota Corolla The latest offering in the Corolla line is the 2021 Toyota Corolla.